Kirby Pines Retirement Community | The Pinecone

Your wealth has taken a lifetime to build. Does your financial plan reflect what matters most today? As we move through life, our financial priorities evolve. Building wealth may once have been the primary objective. Later, preserving that wealth, generating dependable retirement income, minimizing taxes, and protecting a family legacy often become more important. At Your FamilyMatters, LLP Investment Advisors , we approach wealth management through four interconnected pillars: • Investments & Savings: Growing, protecting, and positioning wealth to support your lifestyle and long-term objectives. • Tax Planning: Developing strategies to manage tax exposure, including retirement distributions, Roth conversions, and potential surviving-spouse tax consequences. • Insurance: Evaluating coverage to protect assets, manage risk, and ensure policies and beneficiaries remain appropriate. • Estate Planning: Coordinating strategies to preserve wealth, support charitable intentions, and transfer assets according to your wishes. What makes our approach different? We don’t begin by recommending stocks, bonds, annuities, or other financial products. We begin by understanding you. What is your money intended to accomplish? What concerns keep you awake at night? What legacy do you want to leave? Only after understanding your goals do we develop a coordinated financial strategy. Rather than leaving you to navigate disconnected investment, tax, and es- tate-planning decisions, we emphasize collaboration, ongoing reviews, and coordinated professional guidance. Your financial plan should evolve as your life evolves. Whether you’re approaching retirement, managing substantial assets, or planning your family’s legacy, we invite you to discover the Your Family Matters difference. Contact Your Family Matters, LLP Investment Advisors TODAY! Call: (901) 563-7999 Email: info@yourfamilymatters.today As Life Changes, So Should Your Financial Priorities In Memory Of ANDY SAUNDERS Donation by Jane Lambert to the Employee Fund Donation by Barbara Hanrahan to the Entertainers Donation by Donna Griffin to the Poetry Group BRUCE POWELL Donation by Barbara Hanrahan to the Entertainers Donation by Mary Lee & Carl Boggs to the Employee Fund MARCY PUGH Donation by Mary Lee & Carl Boggs to the Library DAVID TODD Donation by KP Resident Association to the Employee Fund In Honor Of MARK MAXWELL Donation by Carolyn Hladky to the Hobby Shop Donation by Weston Watkins to the Hobby Shop JEANNIE VALENTINE Donation by Carolyn Hladky to the Hobby Shop JERRY DUNNAM Donation by Carolyn Hladky to the Pinecone Artists SUAZANNE HUFNAGEL Donation by Carolyn Hladky to the Pinecone Needle Artists ANDY JORDAN Donation by Alice Petty to the Employee Fund MIKE JAEGER Donation by Katy & Bill Dorsey to the Garden Gro’ers PAM SHATRAW Donation by Stephanie Harrover to the General Fund Memorials, Honorariums & Gifts The Pinecone | November 2026 • 23 •